Fractional CTO

Dave Penders
Fractional CTO

Helping organizations build AI-driven platforms and scalable technology architectures.

18+ Years experience
Companies founded
Dave Penders, Fractional CTO
01 · About me

About me

I am a Fractional CTO with more than 18 years of experience in AI-driven platform architecture, digital transformation and system integrations.

I have built companies and designed platforms across fintech, SaaS and enterprise environments. As co-founder I currently lead the technology behind two AI-native platforms: JAIMY (autonomous AI sales layer for solar) and FastFundAPP (AI-driven lending platform for the US market).

Organisations bring me in when they need to turn AI from concept into production, when technology becomes complex, systems stop scaling, or when they need strategic technology leadership with hands-on execution.

02 · Experience

Work experience

Jobiter 2019 – Present
Founder | Fractional CTO

Fractional CTO and technology transformation partner for mid-sized organizations.

  • Define technology strategy and digital transformation roadmaps
  • Translate complex operational landscapes into scalable system architectures
  • Advise leadership on platform decisions, automation strategy, and IT investment priorities
  • Lead solution architecture across ERP, integrations, data flows, and workflow automation
  • Own full lifecycle: discovery → architecture → implementation → optimization
Factory Groep 2006 – Present
IT & Automation Architect / Technology Lead

Lead digital transformation programs and future-proof operating models.

  • Designed scalable, data-driven architectures
  • Architected automation-first workflows
  • Scaled delivery capacity through international teams
  • Bridged strategy, operations and technology
DrukConnect 2011 – 2018
Founder | CTO

E-commerce & digital production platform.

  • Owned full technology strategy, platform architecture, and product development
  • Built and scaled end-to-end digital supply chain (order → production → logistics)
  • Led development of in-house production systems and automation tooling
  • Designed fully integrated platform ecosystem connecting commerce and operations
SignARama 2009 – 2011
Director / Owner

Led operational transformation and process professionalization.

  • Led operational transformation and process professionalization
  • Built foundation for an independent digital-first business model
03 · Ventures · 2025

AI Ventures

Alongside consulting work, I co-founded two AI-native platforms where I lead the technology from architecture through production. These ventures are where I build and ship AI-driven products hands-on.

JAIMY
Co-Founder & Fractional CTO

The world's first autonomous AI sales layer for solar. JAIMY qualifies leads, analyses roofs and energy usage, generates proposals with financing options, and books appointments, fully autonomous across all channels (chat, WhatsApp, SMS, email). Responsible for platform architecture, LLM integrations and product strategy.

FastFundAPP
Co-Founder & CTO

AI-driven lending platform for the US market. The platform automatically matches loan applicants with lenders based on risk profile, with the AI matching engine as the core of the value proposition. Responsible for AI matching engine architecture and platform design.

04 · Services

What I help with

AI Implementation & Strategy

Turning AI from concept into production. Identifying high-impact use cases, designing AI-driven workflows, implementing LLM integrations and building intelligent agents that replace manual work.

Platform Architecture

Designing scalable platform architectures where systems, data and AI-driven workflows work together seamlessly.

ERP & System Integrations

Connecting ERP, CRM, e-commerce and operational systems through APIs, workflows and integration architecture.

Fractional CTO

Strategic technology leadership for organizations that need direction in AI adoption, architecture, platform choices, scalability and digital transformation.

05 · Expertise

Core expertise

AI & LLM

  • LLM integrations (Claude API, OpenAI)
  • AI agents with tool use and function calling
  • Prompt engineering and cost/token optimisation
  • MCP server development
  • AI-driven decision flows and workflow design

Architecture & Technology

  • Platform architecture and system design
  • API and integration architecture
  • Data and process architecture
  • Build vs. buy decisions
  • Greenfield 0-to-1 product development

Enterprise Ecosystems

  • ERP platforms, including AFAS
  • CRM and customer lifecycle systems
  • REST APIs and system connectors
  • Workflow automation (Make.com, n8n)
  • Data pipelines and dashboards

Leadership

  • Fractional CTO
  • AI strategy and adoption
  • Technology strategy and roadmapping
  • Stakeholder management (board-level to operations)
  • Digital transformation
06 · Book a meeting

Let's talk AI & architecture

Want to discuss your AI strategy, platform architecture or integration challenges? Schedule a meeting directly.

07 · Contact

Let's connect

Working on AI adoption, a platform or system integrations and want to exchange ideas?